A job interview in the banking sector can be quite the challenge if you’re not prepared properly – though conversely, it can also be very easy to handle if you’re knowledgeable enough about the whole process. First and most importantly, consider your calling costs – often, those can be easily negated with a good deal on a calling card. However, finding the right deal is easier said than done, as there’s a large number of factors to keep track of.
A good calling card doesn’t necessarily have to have free calls in its plan, but it does benefit you quite a lot if it does. These cards have been becoming more common in recent times, and they were relatively uncommon before that, as it was only recently that calling card companies have started experimenting more freely with the options they provide to their customers.
If the card does have free calls though, that’s great – even more so if you know many people in the networks covered by the free calling plans. This is a point to consider carefully as well – if you don’t know that many people who’d be eligible for your free calls, is it really worth it to get that card? It’s not difficult to make the right choice as a consumer, but it does take some planning – so plan your moves carefully and you should walk out a winner from the entire situation.
February 24th, 2011 in
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You’ve heard the old saying “first impressions last.” It’s never truer than when you go to a job interview, and more so if you go for a banking job interview.
Banks are very staid institutions that adhere to many old school values and policies – and this includes a strict adherence to dress codes. Banks are one of the remaining institutions that still pay a lot of attention to dress codes. Business attire is very important in banks and this is something you should always remember when going to banking job interview. Make sure you that you follow proper business attire. Don’t go there in your jeans or wearing casual clothes.

It doesn’t matter what industry you are in, or what job you do, when you’re trying to land your next job, you have to have a competitive mindset to win the job offer. You’ve probably heard or read about the different things you are supposed to do when meeting with a prospective employer. Let’s turn our focus from what you should do, to what you should never do during a telephone, online meeting, or face to face interview.
Do not be late for your appointment. This shows the employer that you are not reliable from the get-go. Instead, be sure to arrive at least fifteen minutes early, and check in with the front desk or receptionist to let them know of your presence. In the event the time passes, and you have not been called in for your meeting, go back to the individual you checked in with, to ensure they actually informed the interviewer you are there. Do not leave extra copies of your resume in the car.I suggest having a minimum of three copies of your resume prepared on high quality paper available at every interview. In the event thehiring managercalls in a colleague for you to meet as part of the interview process, or has an additional manager sit in on the interview, you are prepared to shake hands and bring them “into the loop.” This makes you, as the candidate, look prepared. Do not be afraid to ask thoughtful, intelligent, and deliberate questions during an interview. In fact, it is recommended that you work with your career coach or recruiter to create a list of at least ten questions that show you have researched the opportunity with this company, and further illustrate your competency and ability to perform the position in which you are applying. Keep in mind, you never want to ask questions that are easily answered on the company’s website, or is general public knowledge. Do not avoid eye contact throughout the interview. Consider your meeting with the hiring manager to be a performance. The truth of the matter is you are attempting to out-perform other applicants and prospective hires for the same position. If youput yourself in the shoes of the employer,you quickly realizehowimportant behavior and body language is to the interview outcome. By maintaining eye contact with the people you are speaking with, you show that you are confident, and capable of performing the job in which they are hiring for. NEVER discuss money or benefits during your meeting. If you want to ensure you do not get an opportunity with the company you are applying with, try to bring up compensation. The hiring manager is meeting with you to determine whether or not you are a good fit for the position, and their organization. To discuss money shows your ignorance of the hiring process, and shows a lack of professionalism. The purpose of the interview is for you to articulate to the company what you can do for them. Compensation should not ever enter the conversation until an offer has been made. This is where the salary negotiation process begins. It iscritical to know what not to say during a job interview. While preparation is always key to a good interview, each candidate should realize thatthey are competing for the same position against formidable opponents. To ensure your best performance during the interview, be sure to think about what the employer is actually looking for, and show them how you can best fit that requirement.
- Be optimistic. Avoid saying anything negative – about yourself, your current or previous colleagues, current or previous employers and the company you are talking to and don’t allow any cynicism to creep in. companies do not need more gloom in their establishments.
- Emphasize your strengths. Talk about projects and achievements of which you are proud. Accentuate on them but do not push too aggressively.
- Listen carefully, show interest and use what you find out. Feed back to the interviewers what they want and try to use the same key words and style of language that they used to demonstrate that you have listened and understood. A positive and genuine observation on the working environment is usually appreciated.
December 10th, 2010 in
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It doesn’t really matter how awesome the rsum reads, how many great laurels you can rest upon, or how much knowledge and experience you have acquired, you can bet that whether or not you land a job will have a great deal to do with how you answer job interview questions. It’s really no secret that a lot of prospective employees below their chances of landing a coveted job by not being prepared for their interview.
As a result, they stumble over their words, say the wrong things, or resort to making up responses. The interviewer can immediately see through that kind of charade, and will not give the applicant a second thought once the session is finished. There’s no reason for this to happen, so don’t be one of them. By spending a bit of time researching the best way to answer job interview questions, you’ll give yourself a huge advantage over your competition.
There are several sources you can go to in order to learn how to answer job interview questions. The very first place I would suggest that you look is the World Wide Web. There are a seemingly endless array of web sites devoted to job seekers and many of them will coach on how to answer job interview questions.
These are the folks who do the actual hiring for many human resource offices so they really know their stuff so you would be well advised to follow their advice. On the websites, you’ll find numerous examples of how a confident, well-spoken candidate would answer job interview questions. Many of the questions that you’ll run into our of the more common variety so you’ll have a pretty good idea how to answer them when they’re asked to you.
Another great source that will help you prepare to answer job interview questions is software designed specifically to help people write rsums. As I’m sure you already know, when you’re writing your rsum you really want to look sharp and place you in the best light possible. Of course, that’s exactly what you want to do when you answer job interview questions too. These tutorials usually consist of video clips showing actors playing the roles of interviewer and interviewee, which means you’ll actually get to see and hear the best way to answer job interview questions. Watching videos are sometimes more helpful in reading the printed word because you can really say how the subject matter unfolds on so many different levels.
And by all means to take the time to practice. In order to get a feel for how you would really answer job interview questions when you’re sitting in the hot seat, ask a family member or friend to sit down with you and role-play the interview process. A dry run like this can be incredibly helpful and preparing you for the real thing. All you have to do is write out several different things you are likely to be asked, then come up with logical and cogent responses to these questions.
During this process there’s nothing wrong with taking your time so that you really get it down cold. If you really want to critique your performance in detail, you should record the session with a camcorder, have others watch and can give you an honest assessment of what they thought. It’s often difficult for us to judge this on our own so I suggest you have others look at it as well.
It takes a lot of hard work, determination, and perseverance to get hired these days. By doing your homework and practicing the art of how to answer job interview questions, you will be going a long way in helping yourself to land that job.
November 11th, 2010 in
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First impression lasts! Make good use of this one opportunity. Be sure to appear professional and be dressed appropriately.
Nerves. Preparation, planning and practice are good for the nerves. Try not to rush and take time to think before you answer. An interviewer will like the fact that you are providing answers that are thought through and not ‘off the shelf’ responses. Remember every interview is a stepping stone and you can learn from them even if you are not offered the job.
Be reminded that it’s a two-way process. It is as much an opportunity for you to determine if the company/role is right for you as it is for the company to appraise you.
Be optimistic. Avoid saying anything negative – about yourself, your current or previous colleagues, current or previous employers and the company you are talking to and don’t allow any cynicism to creep in. companies do not need more gloom in their establishments.
November 10th, 2010 in
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First of all, to fully understand and appreciate the answer, a couple of givens must be taken into account. What I believe to be the most important item for dealing with an interview successfully is, your attitude. Your attitude determines the outcome of every interview. The core competencies must be there in order for you to get the interview in the first place but, your attitude during the interview will be what ultimately gets you accepted or rejected for the position. If it was as simple as, “I can do the job”, there would be no need for an interview in the first place – the employer would just hire based upon the resume.
Now that we have determined that attitude will determine the success of the interview, lets more deeply understand the answer to the question. Unequivocally, without a doubt, the best day to interview is not Monday, it’s not Friday, it’s not Wednesday, like 95% of the people answer when I ask that question. The best day of the week to go on an interview is…drumroll please…the day after you get a job offer.
Again, understand that attitude determines your level of success on an interview and, when you have achieved success, that is, have obtained a job offer, your attitude generally is never higher. When you have already received a job offer, your confidence level is at it’s highest. You are no longer worried about how you are going to pay your bills. You feel successful because others obviously believe in your abilities – otherwise you wouldn’t have gotten the offer. Thus, you are “higher than a kite” at this time. This is the time to continue your search and just hammer away at as many interviews as you can possibly setup.
It is important at this stage in career development to take advantage of the synergy of the momentum or the incredibly good luck streak that you are currently on and, the way you do that is to continue to interview once you have gotten your first offer.
The positive momentum gained when you have a job offer in your back pocket is very strong. In fact, you can attack the remaining interviews with a can’t lose mentality. This will allow you to see things clearly and to make the best possible decision for you and your family and for your career. There is no reason to stop interviewing after you get a job offer, and in fact, in “Hiring Secrets Revealed” this is one of the $10,000 secrets I’m sharing with you.
There is not a Human Resources Manager or Hiring Manager and especially not a Recruiter or a Recruiting Firm or Consulting Firm that will ever tell you the best time to interview is the day after you get a job offer – it’s just not in their best interest to allow you to keep interviewing. Each and every one of the aforementioned decision makers wants to have a commitment immediately. They want to place you in a job now and collect their fee. They have no vested interest in helping you or advising you to continue with your interviewing process.
In subsequent chapters I will show you how to maintain an open dialogue with your recruiter and how to time your interviewing so that all of these things come together so you can make decisions in a timely fashion. The point is, do not stretch out the interviews because that could go on forever. Your objective is to have choices. And you need to strike while the iron is hot.
By following this one simple secret, you will give yourself choices. The best part about interviewing after you have already gotten a job offer is – now you are confident. You have a job. You can ask for an negotiate the salary you truly wish to have and you have nothing to lose if they say no. What to you care if the second, or third, or fourth company says no to your salary requests, you already have a job.
However, since that is precisely what your attitude is… you most likely will be able to negotiate the salary you wish because the interviewers will feel your confidence and believe that you are worth the money. That’s the power of being able to walk away from the negotiating table.
Everyone senses that you are ultimately the person in control of this situation – nothing has to be said to imply this – it is felt due to your high level of confidence. This one idea alone can be the one that gets you the $10,000.00 or $20,000.00 raise.
Look at each job offer carefully, and decide appropriately, but do it in a timely fashion. Your objective is to make this happen as quickly as possible. I have learned that no one will give you anything unless you ask for it. Heck, if an employer thinks they can hire you for $55,000.00, why in their right-mind would they offer you more? Get it? If, however, they believe that you are worth $65,000.00 or $75,000.00, and you ask for it, they are definitely going to be inclined to pay that to get you.
A friend of mine worked for a company that was bought-out by a bigger firm. The bigger firm actually bought 12 other smaller companies just like my friend’s company. All the ex-owners of the smaller companies were paid a three month severance upon their exit from the larger company. My friend wanted to take the summer off and he thought he deserved more so, he called the President and asked him for six months of severance. It was given to him with barely the blink of an eye. Why? Because he asked for it. If you don’t ask, you won’t get it – guaranteed.
That’s why you need to keep interviewing immediately upon getting your first job offer. Your confidence will be sky high and you will not be afraid to ask for more because you have nothing to lose.
- Practice interviews with a friend and ask them to use some of the questions you have written down. If you are more accustomed to the questioning, you will feel at ease in the interview and need not fret.
- Think about your weaknesses. Would you be prepared to disclose as an area of your experience/skill that is currently lacking? Be optimistic and transform your down to up, e.g. a stepping stone for you to develop even further.
- Plan your journey ahead. Make sure you arrive on time, unhurried and relaxed. No matter how genuine the reason, a late arrival is a negative tick on his clipboard. On the day itself, make sure you provide a contact number for the interviewer so that if a delay is unavoidable, you can in the very least give him an advance warning.
October 10th, 2010 in
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There is a lot of scope for banking jobs in India. Working at a job in banking can be an exciting one, but also highly stressful if you’re not careful.
Working in a bank, means you will get to meet many different kinds of people as well as learn a lot from your hands on experience. Perhaps the best part about working in a bank is that it looks pretty impressive on your resume.
But if you think it’ll be a walk in the park, think again. Many a banker comes home late – like late, late – to be with his wife and family, solely because the work pressure on him in office kept him working till 10 at night – and maybe longer.
Insurance and accounting jobs are no better. High-pressure work loads make the jobs stressful and largely draining. While it looks good on your resume to have these kind of jobs listed as work experience, you should count the cost before you step in to fill such a role.
Finance jobs can be quite exciting although, and looking on the bright side of it – at least it pays well. Jobs in Bank Industries have been known to pay over 6 digits per month and sometimes even more than that. But this need not always be the case. Jobs in Banking can be as diversified as there are types and categories of jobs in the market – well maybe not that many, but you get the point.
The first things you need to do when considering joining a bank is ask yourself why. Are you joining them for the money? Are you joining them because they are a good brand name? Are you joining them because the market is down and you have nowhere else to turn? Ok, I’m sure that’s not why you’re joining, because banking employment seems to be the last place anyone would look if they were in such a state. Are you looking because you want to learn something new? Are you there because it’s a family business or your parents want you to do this?
Once you decide on your reason for doing this, figure out whether you would like an online banking job, or work in a regular bank. There are many types of banks under the heading of a regular bank. Some of these are: a small bank, a national bank, a hometown bank, a regional bank, etc. and then take the next step to applying to them.
As with any job, there is a minimum qualification that they expect you to meet. They don’t expect you to have criminal records or any such thing. You also need to have some basic computer knowledge.
And finally, bank jobs can be found online, in local newspapers, etc. Pick up the phone and apply.
- Find out about the company before you attend an interview. Research company literature, website, etc. and ask questions from colleagues and/or past and present employees. Prepare/ask questions about their organization at the interview. This makes you look well-informed of in the area of the company.
- Write down all the possible questions an interviewer might ask from you. Get somebody to help in prepare sample questions and answers.
- Make a list of points you want to make that will sell you to the company. Specify the points clearly and make sure the interviewer understands you. Be prepared to talk about specific achievements when called for. Do not go through by reading your CV.
September 10th, 2010 in
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