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Bad Breath!

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See this cute little thing? He may look cute and cuddly in this plushie form, but your potential employers may not find him or her so adorable in real life. Meet the germ responsible for unholy smells coming from the pits of your oral orifice – Halitosis.

Halitosis, or bad breath, is a condition, and therefore means it can be treated. It is the third leading cause for people to seek out dentists and doctors, and with good reason. No matter how well you present yourself in an interview, bad breath can break all your hard work and render them moot.

Usually, Halitosis will mean there’s something wrong either with your tongue, the linings of your mouth, your teeth, or even your stomach. This is why it’s recommended to eat yogurt to help regulate the gastric juices, and to frequently brush your teeth and scrub your tongue really well. Go easy on the mouthwash, too, as this may have strong alcohol that dries out your mouth, leaving it more susceptible to bacteria.

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Dealing With Tough Interview Questions

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Answering interview questions will not always be a straight-forward query about your work habits, your problem-solving skills, or your knowledge about the current exchange rates and the company’s history. The interviewer may also want to test your mettle and see how well you keep your cool and gracefully conduct yourself when placed in a tight spot.

Take this particularly common question, for example: “Tell me about an experience of yours that you consider to be a big failure.”

First off, don’t panic. Your interviewer (upon good faith, of course) is not out to get you, but wants to see how in what kind of light you will paint this particularly embarrassing situation. You can either 1) try to wriggle out of it by giving a “safe” answer where you still look good with minimal effort, or 2) go tell the honest truth, but also focus on how this failure has helped you improve both as a person and as an employee. Your interviewer will well appreciate the effort and risk you took to answer this tough question.

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Banking Interview Questions

Banking interviews are meant to gauge the potential of the candidate to see if he/she has the skills to be placed in any suitable post in the bank. Banking interview questions are meant to measure the attitude, skill and adjustability of the candidate, to draw a conclusion on his/her suitability in the firm. The interviewers will ask as many questions they think is necessary before recruiting any candidate as they are concerned with the fact that the quality and skills of the employees will determines the future of the company.

To become successful in the banking interview process, you need to be well prepared to face the different sets of banking interview questions. Banking interview questions also starts with some general questions about the candidate such as his/her family background, education, and interests. The second and third set of banking interview questions will be meant to know the candidate’s work experience, nature, capacity, ideology, and ability to solve problems. Answering to the fist set of banking interview questions related to your family, qualification, or future planning will be quite easy.

Let us discuss some of the common but very effective banking interview questions.

The interviewer may typically begin with ‘tell me about yourself”. It is a common opener which is meant to set the ball rolling for the next few minutes ahead. Even though this is the common question which will be asked in most of the interviews you can score brownie points by answering the question a bit differently, but at the same time not deviating much from the context.

Other commonly asked banking interview questions include:

General Questions

Why did you choose banking as your profession?
Do you have any previous experience?
Why you left your previous job?
Why do you want to work for us?
How long will you stay with us?
Where you see yourself in another five years?

Finance related banking interview questions

If you could buy one stock today, what would it be and why?
Can you explain the effect of rising interest rates on the United States economy?
What are the main issues ABC Company has to face before entering a given industry (Porter framework)?
Explain the techniques you use to value firms?
What do you mean by cost of capital?
When do you use a WACC versus a cost of equity?

Behavioral Questions

Do you think you have leadership quality? Can you explain when did you show leadership?
Have you think you can perform well in a group?
What is your most noted accomplishment?
What are your positive traits or strengths?
What are your negative traits or weaknesses?
What you can do for the company others people can’t?
Explain an example when you had a personal conflict and how you resolved it?
Tell a time when you had an ethical dilemma and how you resolved it.
What type of person do you find difficult to get along with?

The above mentioned are some of the common questions that are used by most of the banking interviewers. Remember that for a banking job interviewer, there cannot be a dearth for questions. So be well prepared before attending the interview and answer all questions in a positive way. Remember if you have the material they are looking for, you’ll get it.



Smoking Before an Interview?

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medium_3179144246So, you find you have ten minutes left before you’re called in for your big bank job interview. You’ve got frayed nerves, and you absolutely hate the feeling. You find yourself craving to light up and start smoking. Should you, though?

While it’s generally not your interviewer’s business whether you smoke or not, you may want to hold off taking a drag at least until the interview is over. Why? Two words: smoker’s breath. Since it’s quite possible you and your interviewer will be sharing an enclosed space and that you’ll be doing a lot of talking, your interviewer might end up getting all the cigarette smell from your breath. No matter how brilliant or thoughtful your questions about salary, compensation and work duties will be, it’s could become a turn-off for the person in front of you. Instead of turning to a cigarette, try drinking a glass of water, and take deep, slow breaths.

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Writing a Banking Resume Objective

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Writing a banking resume objective is probably one of the toughest task to do when writing your resumes. So, how do you make a good one? In this article you will learn how to easily write a resume objective statement.

Step 1: Start your objective with what you are seeking for. Since you are applying for a banking job, yu may write phrases such as “To find employment in the financial industry”, “To secure employment as a Bank Teller”, or “Too further my accounting career.”

Step 2: Follow statement with what you can offer for the new position. For example, use phrases such as “in which I can utilize my exceptional organizational skills”, or “where my ability to produce exceptional work and meet deadlines.”

Step 3: End your resume objective statement phrases on how you can be an asset to the company and how you can help for its success. For example, “will improve company productivity,” “will contribute to company culture,” or “helps the company increase productivity scores.”

Insert your resume objective statement at the top of your resume under your name and address. Make sure that whatever you write, it is suitable for the baking job position you are applying.



Get The Bankings Job Of Your Dreams

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Knowing which particular career field to spend your life is one of the most important decision things you have to make for yourself. And the fact that you are reading this article proves that you are interested for any banking jobs. But what banking jobs exactly? How do you choose and get the dream bank job that you desire? Here are the steps.

First, Start by knowing what you like to do. Know what your interests are, what are the things your particularly enjoy and what are you passionate about. . if you wish to work on a bank, then list down available job position (e.g Office Assistant, Personal Banker/Teller, Managers, etc)

Second, Write a few sentences covering your preferred work environment. Begin by describing your work style. Is it okay to work for you on a shifting schedule or you prefer to work based on your available time? Or whether you want to work with lots of contact with other people or work solo. Banks have hotline, you can work as a customer service representative on their hotline if you like working on a night time, you can also choose to work as a bank teller if you like helping other people, or a bank agent if you are good in dealing with people.

Third, Decide how much amount of income you would like to receive. Different bank job position comes with different salary, but you must also of course, pass the required job criteria.

Fourth, Search on the internet which banks are currently in need of employees. You can visit directly their website and check “Career Opportunities” section.

Fifth, Arrange appointments with those within your narrowed-down chosen bank company to discuss your application with them, or simply submit resume on their HR department and wait them to call you for interview.



Five Things Not to Do in a Job Interview

It doesn’t matter what industry you are in, or what job you do, when you’re trying to land your next job, you have to have a competitive mindset to win the job offer. You’ve probably heard or read about the different things you are supposed to do when meeting with a prospective employer. Let’s turn our focus from what you should do, to what you should never do during a telephone, online meeting, or face to face interview.

Do not be late for your appointment. This shows the employer that you are not reliable from the get-go. Instead, be sure to arrive at least fifteen minutes early, and check in with the front desk or receptionist to let them know of your presence. In the event the time passes, and you have not been called in for your meeting, go back to the individual you checked in with, to ensure they actually informed the interviewer you are there. Do not leave extra copies of your resume in the car.I suggest having a minimum of three copies of your resume prepared on high quality paper available at every interview. In the event thehiring managercalls in a colleague for you to meet as part of the interview process, or has an additional manager sit in on the interview, you are prepared to shake hands and bring them “into the loop.” This makes you, as the candidate, look prepared. Do not be afraid to ask thoughtful, intelligent, and deliberate questions during an interview. In fact, it is recommended that you work with your career coach or recruiter to create a list of at least ten questions that show you have researched the opportunity with this company, and further illustrate your competency and ability to perform the position in which you are applying. Keep in mind, you never want to ask questions that are easily answered on the company’s website, or is general public knowledge. Do not avoid eye contact throughout the interview. Consider your meeting with the hiring manager to be a performance. The truth of the matter is you are attempting to out-perform other applicants and prospective hires for the same position. If youput yourself in the shoes of the employer,you quickly realizehowimportant behavior and body language is to the interview outcome. By maintaining eye contact with the people you are speaking with, you show that you are confident, and capable of performing the job in which they are hiring for. NEVER discuss money or benefits during your meeting. If you want to ensure you do not get an opportunity with the company you are applying with, try to bring up compensation. The hiring manager is meeting with you to determine whether or not you are a good fit for the position, and their organization. To discuss money shows your ignorance of the hiring process, and shows a lack of professionalism. The purpose of the interview is for you to articulate to the company what you can do for them. Compensation should not ever enter the conversation until an offer has been made. This is where the salary negotiation process begins. It iscritical to know what not to say during a job interview. While preparation is always key to a good interview, each candidate should realize thatthey are competing for the same position against formidable opponents. To ensure your best performance during the interview, be sure to think about what the employer is actually looking for, and show them how you can best fit that requirement.



Your Best Guide For Banking Job Interviews

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Once you past the written exam, the second most important step would be the interview phase. This could be a more critical phase most especially if you are not well prepared. Phase is where the interviewer will scrutinize more about yourself, your communication skills, personality and problem solving skills. So, just before that day come, make sure you are ready enough to answers all their questions. To help you, we have listed down couple of very useful and handy tips on how to prepare for a bank interview. Read on and get into the groove.

Research! Research! About the bank. Read about the bank profile, accomplishment and milestone. You can do this by checking their official website. By knowing important information about the company, you will feel more confident on answering their questions as you know well what you are talking about.

Mock Interview. You would now know what would be the interviewer is going to ask you, thus, be prepared ahead of the possible answer for possible questions. There are several common bank interview questions that you can find all over the internet. Mae a consolidated list of them and note also the best answer for each those questions. Usually, the opening question is centered about yourself, and usually the interviewer will set another question depending on your answer. In interviews, you also should consider learning a different language. Learn Thai or French, multi language is a big point too.

Dress Up the Right Way. During the interview, make sure that you are properly dress up as it will help enhance your personality and makes you look more self aware and confident,. For both men and women, it is advisable to wear business suits of decent colors. Avoid wearing bright and tacky colors.

There you have it. Always stay calm and positive. Good luck!



Interview Skills – What to Do During the Interview

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Be confident – introduce yourself giving a firm handshake, smile and act with poise.
Look and feel comfortable – when asked to sit down, take a seat facing the interviewer.
Be attentive – sit straight and look directly at the interviewer but not staring.
Try to appear calm and composed – it is understandable to be nervous but try to control nervous impulses..
Speak clearly – watch your grammar and explain your answers but avoid going off topic.
Show enthusiasm – avoid airing complaints about past employers.
Ask relevant questions – you’re allowed to clarify some points but avoid lengthy discussions. Time is precious and the interviewer may have other appointments.



Banking Job Interview Common Question

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Of course working in a bank is not that easy because your life is always at risk due to bad person robbing banks. But even though its like that its great if you are hired in a bank because most bank have strict application process due to they are protecting their institution. Here are some question that might be asked on you interview:

1) If you are previously employed: why did you left your job? Most interviewer ask this question to find out who is the problem in your previous work. Whether its you, your company or other factor. And the proper way to answer it is to tell the truth because they will pretty much understand you if you tell the truth.

2) Is there any problem you encounter with your previous job? Here they asked this because they want to know what possible problem you might encounter with their company. And the answer again for this question is to be true.